A recent article on the “What to Expect” website reported that the average hospital birth costs families $6,700 out-of-pocket for a vaginal delivery and $1,500 more for a C-section birth, WITH insurance.
For the uninsured, an uncomplicated vaginal delivery ranged from $3,296 to $37,227, and C-section costs ranged from $8,312 to nearly $71,000.
There were nine recommendations for parents to reduce maternity costs, including choosing an HMO over a PPO (drastically reducing the pool of providers from which to choose), timing your pregnancy to ensure that you become pregnant and deliver the baby in the same year, and going home 12 to 24 hours after you birth your baby, to save an extra $800 to $1,000.
Would you like to wager a guess as to what did NOT appear on this list, and yet would save parents tens of thousands of dollars for their uncomplicated vaginal births? Yes, you got it, birthing outside of a hospital!
The costs of out-of-hospital birth vary dramatically from state to state, but here in Arizona, most home birth midwives and birthing centers charge between $3,000 and $4,500 for the global package- prenatal, birth, and postpartum care. And, most PPO insurance plans will reimburse a percentage of midwifery services at the out-of-network benefit level.
Of course, cost is not typically the main decision-maker for most home birthers. They are most interested in deep connection with their care provider, emotional and physical safety, the experience of their birth, and their autonomy in making choices regarding their pregnancy, birth, and postpartum experience. But, it is good to know that home birth is also a sound economical choice.
Though out-of-hospital birth is not appropriate for every woman, it is definitely an option to consider for healthy mothers and healthy babies. So, let’s spread the word about low-cost natural births. No need to stress about getting pregnant and having your baby in the same year, ladies. Go ahead and get your baby-makin’ on any old time! : )